Little Known Facts

Jacob is speaking of Chuck Schumer’s hunting trip, and mentions:

Common sense = New York City-style gun laws.  He does brag about his shooting medal too whenever he feels it would score him some political points.  For some reason, though, he doesn’t brag about when as State Assemblyman he voted to gut the Sullivan Act and make all of New York (and New York City) right to carry.  I have the vote sheet of him doing that.

So in this sense, Chuck Schumer isn’t that different than other half of New York’s Senate delegation. There’s not much in the way of principles in the political process. Everything is up for negotiation. Like Kirsten Gillibrand sold the Second Amendment out for down state votes, so did Chuck Schumer once upon a time. There’s a word for Senators who stand fast on principle, the political consequences be damned: “Former Senator.”  It’s our job to make sure the political consequences line up on the side of being pro-Second Amendment.

Breaking Stereotypes

Hunters are so dangerous there were no accidental deaths during the Michigan firearms hunting season this November. Most hunters that die in the field are actually not shot, but have accidents like falling from tree stands or heart attacks.

AK-47 Pistol?

I think in this case, the press might actually have it right:

NASHVILLE, Tenn. (AP) — A man carrying an AK-47-style semiautomatic pistol was detained at Radnor Lake State Park after startled hikers complained to park rangers.

Ellen Thomas told WSMV-TV she was hiking an upper trail on Sunday when she encountered 37-year-old Leonard Embody wearing a camoflauge jacket, military boots and a black skull cap. She called the encounter “scary.”

Turns out they are trying to find out if the weapon is legal, but I don’t see why it wouldn’t be. I’m going to guess it’s one of these, or something very similar. Looks like one of those cases where the police just can’t believe the activity was legal.

Health Care Obamanation Passes With 60 Votes

Now it’s onto a secret conference committee, which has already been rigged by Pelosi and Reid. There’s still a chance to stop this. Whether you’re a progressive, and believe in universal health care, or a conservative who hates the idea, I think both sides can agree this health bill is total special interest laden garbage. Call your reps and Senators and tell them to vote no on the conference report.

Defeating Yourself

Our normal Thursday club indoor silhouette matches were moved to Wednesday this week because of the holiday. Since I finished up work early, I came home to clean my pistol first. It was really gunked up. I had been having problems with FTEs and FTFs with light strikes in the rim.  With that cleared up, I tied my personal best of 35 out of 40 animals. Last week I scored 34 out of 40, so I would seem to have improved by several animals, which I am happy about since I’ve been absent from Thursday nights for a while because of work demands.

I would have had a good chance of beating it my personal best, but tonight Dave, our match director was running long runs for a brick of .22 ammo, and a set of earmuffs, so anyone who shot all ten animals could shoot off after the match for it. I shot 9 chickens, and missed the tenth, then shot 9 turkeys, and missed the 10th. The pressure was just too much. It doesn’t take much to make you rush the shot, or pull the trigger when you shouldn’t. What I’ve been good at lately is clearing the mind, mostly because I’m too busy worrying about work to think too hard or care too much about how good I am or am not shooting.

It’ll be interesting next week, to see how I do. I am off work until the Monday after the new year. Blogging might be a bit off schedule, but I will still post. Not much going on right now anyway.

Tony Martin and English Self-Defense Laws

Calling back to a great scene in a classic 80s comedy film:

[youtube]http://www.youtube.com/watch?v=rdjblkRkoPU[/youtube]

You can’t have a discussion about self-defense in the United Kingdom without gun owners pulling Tony Martin out of their asses, but I often wonder how many gun owners have a deep understanding of the case, and what the facts were surrounding it. To understand why takes a bit of delving into self-defense law in both the UK and US. While I’m far from an expert on these topics, I think I do have enough rudimentary understanding to try to explain the background, and illustrate how the Martin case shows the differences in self-defense laws between the US and the UK.

Despite common belief, English self-defense laws have changed little since 1968.  You can see the current law here, which just clarifies the common law in England a bit. Self-defense in the UK can best be described as:

A person may use such force as is reasonable in the circumstances in the prevention of crime, or in effecting or assisting in the lawful arrest of offenders or suspected offenders or of persons unlawfully at large.

For contrast, you can find Pennsylvania’s law here. Pennsylvania justifies the use of force (not deadly force) under limited circumstances, and proscribes the use of deadly force except in extreme and dire circumstances.  American self-defense laws commonly make a distinction between the use of force and the use of deadly force, where as English law attempts to cover the whole spectrum of force through a reasonableness test.  If you use deadly force or force in most of the United States, you will still be subject to a similar reasonableness test, but a jury will be asked whether you acted reasonably, as a reasonable person, in terms of the circumstances under which you acted. In the United Kingdom, the jury will be asked whether the force you used was reasonable. In American law, that’s spelled out more distinctly. Pennsylvania, for instance, allows you to use whatever force is necessary, not  reasonable, though Pennsylvania requires that deadly force is only permitted in certain dire and extreme circumstances.

But despite the differences, to the extent that self-defense in danger across the pond, it’s largely because of shifting cultural attitudes away from the use of deadly force in self-defense. If you brought the self-defense laws of England over to the United States, practically speaking not much would change about self-defense, because most Americans believe that using deadly force on a home invader is reasonable, while Englishmen do not embrace the concept to such a great extent anymore. In addition, American jury verdicts require unanimity, whereas English juries do not require it. These factors promote differences in the kinds of cases that will be prosecuted in each of those respective jurisdictions. Prosecutors are going to respond to what they know they will get out of a jury. Practically speaking, even in a state like Pennsylvania, which does not have Castle Doctrine, a prosecutor is going to be reluctant to bring a case of a homeowner shooting a home invader because that case is highly likely to end in acquittal. He will take care to make sure the facts of the case show a serious wrong or error on the part of the actor, more care than his English counterpart, because his English counterpart only has to get 10 out of 12 jury members to believe that the homeowners use of force was out of proportion, and therefore not reasonable. While it’s still theoretically justifiable to use deadly force in self-defense in England, it is much more likely to result in prosecution there, because it’s much more likely to result in conviction. Self-defense has not been eradicated in the UK, but it has been weakened. Changing mores about self-defense are only part of the story. There’s a much larger story at play here, a big part of which is an increasing belief that jury trials themselves are anachronistic and outdated, as has been shown in the recent decision that juries in criminal trials are not strictly necessary in England and Wales.

It is in these two contexts that you have to consider the case of Tony Martin. To see details of the case, I would encourage folks to read this appeals ruling in the Marin case. From this you can get a hint of how the English legal system deliberates on the topic of self-defense:

So now we have the background on the appeal, whether Martin, who was found guilty of using excessive force against burglars, can be convicted of murder, or is merely guilty of manslaughter. But in the appeal, we have the facts of the case, and from that we can see where Mr. Martin likely got into trouble:

When he was interviewed under caution he gave an account to the police officers which was basically similar to that which he gave in evidence. He stated particularly that he wanted to make it clear that when he fired his gun he genuinely thought that his life was in danger. He asserted that he had never got to the bottom of the stairs and had gone no further than was necessary to see into the hallway; that was about as far as he dared to go.

He was cross-examined on the basis that his evidence and the account he had given in interview was untrue; that he had heard the two men approaching the house and had readied himself so that by the time they entered the breakfast room he was downstairs, lying in wait in the hall with his gun already loaded; and that he had stepped out into the breakfast room and fired three times with the intention of killing. Mr Martin denied this version; although he acknowledged the effect of the expert evidence about two of the shots at any rate, he insisted that he himself never got below halfway down the stairs, and that when he was interviewed he was clear as to where he had been

The problem Martin had was that the forensic evidence the Crown put forward did not match Martin’s statement, but rather matched up with those of the burglars.

Two areas of shot damage were found on the far wall of the breakfast room from the door at the foot of the stairs, one below the window out of which the two men exited, and one to its right in a door. All the experts agreed that these two areas of damage were not in the direct line of sight of a person standing anywhere on the stairs, so that the shots that caused that damage could therefore not have been fired from the stairs.

Under the circumstances described in this appeal, in many US jurisdictions, prosecutors would still have had statutory legal grounds to bring charges for murder (though there are a number where they would not). But statutory law is not necessarily the law as juries see it, since a jury and a prosecutor aren’t necessarily going to view the same set of circumstances the same way. I’m not certain that Martin would have been prosecuted in the US, because most juries are going to tend to acquit a homeowner for shooting a burglar, let alone two burglars, especially when the actor is an old man, and the burglars young men. I suspect had Martin had better representation from the start, and not given a statement to police without the advice of counsel, he might have been able to escape conviction in England as well. The Martin case isn’t as simple and straightforward as many imagine it to be, but in looking closely at the facts and rulings in the case, you can see clearly how the our respective cultures are parting in their treatment of self-defense.

Don’t Give Bad Advice

One of the drawbacks of gun owners being a generally helpful bunch is that some try to offer up advice even when they shouldn’t. Yes, shockingly, some gun owners hold themselves out as experts when they don’t know squat. I know this is news to you, especially those of you who regularly chat others up at the range or those of you have spent more than 5 minutes at a gun club.

Snark aside, there are times when it can do serious financial damage. And it makes it worse when such bad advice is found in an official newsletter of an organization that, unjustly, may be seen as an authoritative source.

Yesterday’s mail included the Pennsylvania Rifle & Pistol Association newsletter, the source of the offending advice. One of their directors wrote an article on guns and insurance based on his experience with a devastating home fire. Filing a claim does not make one an expert in insurance. In fact, in Pennsylvania, I couldn’t even get past “Hello” and “please hold” when I got the receptionist at one insurance agency. She said their rules about even discussing insurance when it comes to quotes and advice are crazy strict, so she was not allowed to do anything more than transfer calls, take messages, and assist with non-insurance business needs since she was not licensed.

What follows is when someone who doesn’t seemingly have a background in insurance starts giving advice. (Reproduced as is, including grammatical errors.)

Last January we had a house fire resulting in 15 guns damaged by fire and smoke. I had very good Homeowners Insurance (Allstate “Deluxe” Policy) , and also the supplemental NRA sponsored (Arms Care) Firearms Insurance against fire and theft loss. I hope what follows may be useful information should any fellow members have the same misfortune.

I contacted NRA and told them I was submitting a claim. Their response was that my Homeowners Policy was the first resort and that my NRA policy was residual or secondary coverage in the event that Allstate failed to cover the loss.

Let’s stop here. I don’t have the insurance offered to NRA members for their guns, but my understanding is that the policy is secondary – that it covers above and beyond what your homeowners insurance covers depending on the policy you have with them. I never bothered getting it because my small collection was always under the amount that my renter’s policy covered. So why he would call the insurance company that NRA works with first is beyond me. (At least I’m hoping he called the actual insurance company and not NRA proper. Lord help him if he got caught in that phone menu.)

Allstate, like most other insurance companies, has limited firearms coverage for theft, but will cover all losses due to fire, flood, etc.

Hold up here! What?

All of my life, I have heard that if you live in a flood zone or want flood damage protection, you had to buy separate flood insurance. Google tells me this. More importantly, Allstate even verifies it with this statement:

A flood can be one of the worst disasters that can devastate your neighborhood. It’s such a big deal that the Federal Government runs a National Flood Insurance Program (NFIP). That’s why Home and Property Insurance typically doesn’t cover flooding. (emphasis added)

Now, this guy’s so-called “‘Deluxe’ Policy” may include flood insurance that was recommended because of his community or because he had a salesman who talked him into it. That does not mean that most policies cover damage to your guns from floods. In fact, it means the exact opposite. Fire, yes, but not floods.

Over the course of the next few months I found that Allstate was much more reasonable to deal with, relative to proof of firearms ownership, valuation, etc. than NRA and it’s Insurance carrier.

I’m guessing this guy has a bone to pick with NRA to have thrown that statement in there. At this point, he has already established that

  • the supplemental insurance is just that – supplemental to what the home & property insurance does not cover;
  • the primary insurance provider is going to cover the guns fully so he will not need to tap into the supplemental plan; and
  • hopefully by now he has figured out to call the insurance company and not general NRA staffers.

So beyond just a shot across the bow at NRA, I can’t really figure out why he would be complaining about an insurance policy that he didn’t need to cash in on. Sebastian said that he thought he had heard that the insurance offered to NRA members was a bit of a pain, but that’s not really relevant for this article since the policy didn’t apply in this case.

After advice about safes and suggesting that members go through ADT for all of their home security monitoring needs, he then jumps into the area that just made me want to cringe – handing out insurance purchase advice.

Last but not least, and information well worth repeating, get out your Home Owners Insurance policy, call your agent, and get the maximum coverage, especially on personal contents, temporary housing, structure coverage, that is allowed. If you add up your total cash outlay for Home Owner Insurance coverage over however many years, you will find that it is a fraction of the cost of just one “catastrophic loss” due to fire, flood, or other natural disasters.

If he hadn’t had the absolutely horribly wrong comment about most home policies covering flood damage, then I would believe that he was an insurance agent deliberately trying to oversell folks for things they don’t need.

Now, I am not an insurance expert, but I have purchased enough to know that most people simply do not need a platinum-coated policy for most things covered. I’m also humble enough to admit that I don’t know enough about insurance to say much more.

I will add that if this has made you think about what your gun coverage really is for different types of losses, call your agent. Or, even better, call around until you find an agent who owns guns. I bought my car insurance from an agent who is not only a gun owner who shoots at our club, but his family is full of competitive shooters who hold state records. I know if I had questions, I could call him up and pick his brain to get an honest assessment.

On Strike

Not really, but it sure does feel that way, doesn’t it?

Sebastian is crazy busy at work today. Sure, it’s the last day before vacation for him, but would you know that they scheduled some crazy something today that meant he had to get up and leave earlier than normal after working later than usual and having put in most weekends the last month. In theory, I know a little more about what’s keeping him busy at work that I’m sure you fellow techies would understand, but if I screw something up in explaining it, I’ll look like an idiot to this audience. So instead, we’ll go with the highly technical “some crazy something.”

I, on the other hand, am doing household things. Like battling Wegmans for groceries for 3 hours. They were so busy that they had police running the traffic at intersections for the store. None of the stores selling Christmas presents in the same shopping center were busy, but Wegmans was crazy. They were also out of cranberries and I got the very last head of cauliflower. Fortunately, I know they were out of cauliflower because I got the very last head. Hahaha!

Now instead of reading the news, checking my email, and going to look for interesting gun news for commentary, I’m going to buy bourbon. Then I’ll come back and take a stab at a post to amuse and horrify anyone who is involved in the insurance industry – and it’s about guns, too! But the bourbon, in addition to making my cranberry sauce more flavorful and bourbon balls more spirited, will make the post writing flow a little easier.

Ginsburg’s Comment

I wouldn’t read a whole lot into the anti-Heller comments by Justice Ginsburg at a luncheon of the Harvard Club in Washington D.C. — a venue where Heller, no doubt, is not all that popular a decision. I guess I agree most with Orin Kerr on this one:

I don’t think a lunch speech at a restaurant for a college alumni group on the general topic of dissents — a topic she has talked about before — is the place to plant an idea in the public consciousness. Plus, I don’t think the public consciousness includes a view on overruling the Slaughterhouse cases.

If the report is accurate, though, it raises the possibility that the remaining dissenters in Heller may stick to their Heller dissent and conclude that the the right recognized in Heller doesn’t doesn’t apply to the states because Heller is wrong. In that case, the case presumably boils down to Kennedy and Sotomayor.

There’s been speculation that perhaps some of the dissenters in Heller would be willing to rule in favor of incorporation, Heller being a done deal and a lost argument. This would seem to indicate that might be a bit optimistic. If the dissenters are still in firm believe that Heller was wrongly decided, they are not going to agree to further entrench the decision.

This makes the work Dave Hardy, David Young, and others are doing a lot more important in discrediting the historical basis of the Stevens dissent, and works like Dave Kopel’s are important for discrediting any modern reliance.  A majority of Americans believe that the Second Amendment protects and individual right, and that right includes keeping a handgun in the home for self-defense.  That much should not be controversial.  We can argue over the rest of the details as they come up.